In last year's Groundhog survey, the consensus estimate was for net written premium growth of3.8 percent ( 1). 在去年的土拨鼠调查中,大多数人对净保费的估计值是3.8个百分点。
In the second chapter the basic methods and framework of constitution of life-table is introduced, it also shows how life-table is, and how to estimate the initial life-table, and that life-table is crucial to insurance premium. 第二章介绍了生命表的构造基本方法和框架,并介绍了生命表的重要性,初始生命表的估计方法,以及生命表在寿险定价中的作用;
CAPM is the most frequently used model to estimate hurdle rates. In order to apply this model, we need to know the value of riskless rate, market risk premium and project beta. CAPM是估计必要收益率的最常用模型,为了应用该模型,我们需要了解无风险利率、市场风险溢价和项目贝塔的取值。
Then a GIS-based system is developed to estimate earthquake insurance premium for different zones and analyze insurance company earthquake loss for different deduction and limit. 应用此信息系统,计算比较了不同地区建筑地震损失期望的差异,分析了不同免赔额和限额的设定对保险公司赔付的影响。
The result indicates the premium based on the large deviation probability measure can estimate the large deviation probability for the different numbers insurance portfolio, which is the advantage that does not belong to other premium principle. 具体结论是:基于大偏差概率测度上的保费对不同数量的保单组合,可以估计出大偏差概率,显示了其他保费原理所没有的功效。
We use the model to estimate the high capital premium resulted from variation of rationality, which means the endowment loss caused by the bounded rationality from the behavioral finance perspective. 此外,我们更进一步利用模型估算,获得理性差异带来的高额资本溢价,即行为金融学角度上的有限理性所导致的养老损失。